Funding Your Home Purchase

Please contact Bobby to schedule a time to discuss the mortgage and loan process.

Why pre-qualify?

• We recommend our buyers get pre-qualified before beginning their home search.

• Knowing exactly how much you can comfortably spend on a home reduces the potential frustration of looking at homes beyond your means.

1. Financial pre-qualification or pre-approval

• Complete Application

• Buyer provides pertinent documentation including verification of employment

• Credit report is requested

2. Underwriting

• Loan package is submitted to underwriter for approval

3. Loan approval

• Parties are notified of approval

• Loan documents are completed and sent to title

4. Title company

• Title exam, insurance and title survey conducted

• Borrowers come in for final signatures

5. Funding

• Lender reviews the loan package

• Funds are transferred by wire