Funding Your Home Purchase
Please contact Bobby to schedule a time to discuss the mortgage and loan process.
We recommend our buyers get pre-qualified before beginning their home search.
Knowing exactly how much you can comfortably spend on a home reduces the potential frustration of looking at homes beyond your means.
1. Financial pre-qualification or pre-approval
Buyer provides pertinent documentation including verification of employment
Credit report is requested
Loan package is submitted to underwriter for approval
3. Loan approval
Parties are notified of approval
Loan documents are completed and sent to title
4. Title company
Title exam, insurance and title survey conducted
Borrowers come in for final signatures
Lender reviews the loan package
Funds are transferred by wire